Privacy policy
1. SCOPE
Welcome to the Brunswick Pty Ltd website. We are committed to protecting your privacy and ensuring compliance with the Privacy Act 1988 and other applicable privacy laws. This policy outlines how we collect, use, store, and share information gathered through our website. This policy applies to anyone interacting with, apply for credit or using a service for Brunswick Invoice Finance (Company).
2. PURPOSE OF THIS POLICY
Brunswick Pty Ltd ABN 36 086 702 338 is dedicated to respecting and protecting your privacy. We adhere to the Privacy Act 1988 (Cth) and other applicable privacy laws and regulations. This policy outlines how we collect, use, and manage your personal and credit information. This policy sets out:
● the responsibilities of the people who connect with Brunswick Pty Ltd; and
● the Company’s policy for acceptable and unacceptable use and handling of personal information.
The Company reserves the right to grant or remove access to anyone at its discretion for non-coherence of this Policy.
3. Data Collection
We may collect personal information when you interact with our website, such as when you:
· Submit inquiries or requests
· Sign up for newsletters or updates
· Participate in surveys or promotions
The information we collect may include your name, contact details, and any other information you choose to provide.
4. Data Storage
We take reasonable steps to protect your personal information from unauthorized access, use, or disclosure. Information is stored securely using encryption and other security technologies.
5. Data Sharing
Brunswick Pty Ltd does not sell your personal information. We may share your data with third-party service providers who assist us in operating our website and conducting our business, provided they commit to privacy standards equivalent to ours.
6. Cookies
Our website uses cookies to enhance user experience. Cookies help us understand your preferences based on previous or current site activity. You can control cookie preferences through your browser settings; however, disabling cookies may affect the functionality of our website.
7. Third-Party Links
Our website may contain links to third-party sites. Please note that these sites are not governed by our privacy policy, and we are not responsible for their content or privacy practices. We encourage you to review the privacy policies of any third-party websites you visit.
8. User Rights
You have the right to access and update your personal information. You may also withdraw consent for specific uses of your information at any time. To exercise these rights, please contact us using the information provided below.
9. Personal Information
Brunswick Pty Ltd collects personal information to provide our financial services effectively.
This information may include:
- Name, address, and date of birth
- Email address and phone numbers
- Australian Business Numbers (ABN)
- Personal details of business directors and shareholders
We gather this information when you:
- Interact with us via phone, in person, or online
- Participate in surveys or subscribe to our mailing lists
- Attend our events
- Apply for positions as an employee, contractor, or volunteer
We may collect sensitive information with your consent or as required by law and employ robust measures to ensure its security. You may opt to remain anonymous, but this could limit the services we can provide.
10. Marketing
We may reach out to you through mail, phone, email, SMS, and other electronic means. To opt out of direct marketing, contact us via phone or email. Be aware that email is not entirely secure; for sensitive information, regular mail is recommended.
11. online Activity
Our website uses cookies to enhance user experience. You can adjust your browser settings to block cookies, but this may impact your website experience.
12. Third Party Sharing
We may share your information with third parties for service provision and regulatory compliance.
This includes:
- Service providers, both internal and external
- Organisations involved in funding arrangements
- Regulatory bodies, government agencies, and law enforcement
Some third-party providers may be located outside Australia. We ensure that they maintain appropriate privacy practices.
13. Credit Information
We collect credit-related personal information, including:
· Identification details
· Credit liabilities and repayment history
· Financial hardship and default information
This information helps us assess your eligibility for our products and services.
14. Credit Reporting bodies
When you apply for credit, we may share your information with credit reporting bodies to evaluate your creditworthiness. We work with:
· Equifax Pty Ltd
· Illion Australia Pty Ltd
· Personal Property Securities Register (PPSR)
Please update us with any changes to your information promptly.
15. Security Measures
We prioritize the security of your information and implement various measures to safeguard it, including encryption and secure servers. Despite these efforts, no method of electronic storage is completely secure, and we cannot guarantee absolute security.
16. Inquiries and Complaints
For inquiries or complaints regarding our privacy practices, contact us. We may require identity verification and detailed information to process your complaint. Allow up to 21 business days for a response. If unsatisfied, you can contact:
· Office of the Australian Information Commissioner: www.oaic.gov.au
· Australian Financial Complaints Authority (AFCA): www.afca.org.au or info@afca.org.au
17. Contact Information
For inquiries please contact:
Email: info@brunswickpl.com.au
Phone: (08) 8210 7800
Post: Level 4, 185 Victoria Square, ADELAIDE SA, 5000
GPO BOX 1160, Adelaide, SA, 5001
Your privacy is important to us. If you have any questions or concerns, please reach out to us using the contact details above.
By visiting our website, you agree to the terms outlined in this Privacy Policy. We may update this policy from time to time, and any changes will be posted on this page. Please check back periodically for updates.