Cash Flow Risks for Importers & Exporters
NAB’s Rodrigo Catril laid it out clearly. Tariffs are starting to leave marks on the global economy. US producer prices are climbing, the UK’s trade deficit is shrinking, and Europe’s industrial output is falling.
For global markets, these are signals to trade on. For Australian importers and exporters, they are day-to-day realities: costs creeping up, demand softening, and cash flow stuck in the middle.
The Three Signs SMEs Can’t Ignore
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US producer prices rising
When American businesses pay more to make goods, the extra cost trickles down the supply chain. Importers end up paying more for stock, components, or freight. -
UK trade deficit narrowing
A falling trade deficit often means less buying and selling overall. Exporters relying on overseas customers may find demand softening or orders delayed. -
European industrial production slowing
Europe’s factories cutting output is a red flag for global demand. Less production there means fewer opportunities for Australian exporters to sell in, and slower cycles of payment coming back out.
What It Signals for Australian SMEs
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Higher landed costs for importers
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Tighter margins as businesses swallow extra charges to stay competitive
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Slower receivables as international buyers delay orders or payments
Tariffs do not just move prices in spreadsheets. They slow down cash flow on the ground.
Brunswick’s Advice: How to Protect Yourself
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Do not let hidden costs drain liquidity. Be conscious of what you are absorbing versus passing on.
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Prepare for slower payments. Export receivables can take even longer when markets are shaky.
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Build a buffer with invoice finance. Turn unpaid invoices into working capital so you can fund shipments, pay staff, and stay competitive even when global trade stutters.
The Hard Truth
Tariffs may be set offshore, but their ripple effects land squarely on Australian SMEs. Higher costs and weaker demand do not just squeeze profit, they threaten the lifeblood of your business: cash flow.
Brunswick helps importers and exporters stay resilient. While the world debates tariffs and trade deficits, we give you the working capital to keep goods moving and businesses thriving.
Talk to us today about invoice finance. Do not wait for global politics to choke your cash flow, take control now.